Study Loans over FEE-HELP?
Often a smarter choice.

Student Loans that Work for You

As Australia’s first, bespoke student loan provider, we aim to provide students (Australian citizens or Permanent residents) with a flexible payment option that offers a more effective way to pay for your Masters, Postgrad or Executive Education course.

Remembering that through the FEE-HELP scheme, the higher you earn, the higher your repayments are, regardless of how much you've borrowed.
Whereas, a Study Loan allows you to drawdown on funds only as you need them, simply paying for what you use, and often making it a more affordable option as you start and progress through your studies.

Loan Drawdown

2 years
4 years
Estimated scheduled drawdown repayment amounts
Study Loans FEE-HELP


Why Study Loans?

Study Loans aims to offer competitive interest rates for students looking to take the next step with their education.
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Borrow all
or part of
the cost
Study Loans can help you fund your entire course, part of your course, and/or be used in conjunction with personal funds, government, or employer funding. The choice is yours.
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Study Loans uses a competency based, pay‑as‑you‑go funding method. This means that the funds for your education are only made available as you progress through your chosen studies.
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terms &
Study Loans provides a flexible way of paying for education with easy to understand terms and conditions and no hidden fees.
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Choose where you would like to study, apply for a Study Loan and then let us handle the invoices.
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How Our Education Loans Work

Find the course that’s right for you, with your chosen Education Provider.

Apply for the course and Study Loans finance via our Apply Button or calling us directly.

Funds are released, directly to the course provider, on your request as you progress through your studies

Compare the Market

Study Loans FEE-HELP
Australian Citizens Yes Yes
Permanent Residents Yes No
Flexible Repayments Yes No
Pay-as-you-go Yes No
Loan Term Choose between 1 - 7 years Fixed repayments based on your income
How Much Can I Borrow? $2001 - $50,000 $0 - $106,319*
No Early Repayment Penalties Yes Yes
Tax Deductible Yes Yes
Interest Rates Risk Based Pricing Indexation Applied
Study Loans Australia Pty Ltd (ABN 13 618 345 314) Australian credit licence 498589
whose registered office is at Level 5, 570 St Kilda Road, MELBOURNE VIC 3004.